YUSUF IBRAHIM, Muhammad.
 KEWENANGAN OTORITAS JASA KEUANGAN UNTUK  MENGATASI LAYANAN PINJAMAN ONLINE ILLEGAL.
<strong>FENOMENA</strong>, [S.l.], v. 17, n. 2, p. 173-185, nov. 2023.
ISSN 0215-1448. Available at: &lt;<a href="https://unars.ac.id/ojs/index.php/fenomena/article/view/3777" target="_new">https://unars.ac.id/ojs/index.php/fenomena/article/view/3777</a>&gt;. Date accessed: 15 jan. 2026.
doi: <a href="https://doi.org/10.36841/fenomena.v21i2.3777">https://doi.org/10.36841/fenomena.v21i2.3777</a>.