@article{{prosiding}{}, author = {Fauzia, S., Fadilah, M., Somantri, Y.}, title = { PERSEPSI RISIKO FINANSIAL DAN E – SERVICE QUALITY TERHADAP KEPUTUSAN MAHASISWA DALAM MEMANFAATKAN FASILITAS SHOPEE PAYLATER}, journal = {PROSIDING SEMINAR NASIONAL UNARS}, volume = {2}, number = {1}, year = {2023}, url = {https://unars.ac.id/ojs/index.php/prosidingSDGs/article/view/3361} }