@article{jme, author = {Alfia Islamia and Dwi Wiryaningtyas and Ida Subaida}, title = { PENGARUH LITERASI KEUANGAN DAN SIKAP KEUANGAN TERHADAP PENGELOLAAN KEUANGAN DAN INKLUSI KEUANGAN SEBAGAI VARIABEL INTERVENING DI MASA PANDEMI PADA MAHASISWA FAKULTAS EKONOMI DAN BISNIS UNIVERSITAS ABDURACHMAN SALEH SITUBONDO}, journal = {Jurnal Mahasiswa Entrepreneurship (JME)}, volume = {1}, number = {8}, year = {2022}, keywords = {}, abstract = {The purpose of this study is to find out financial literacy has a significant effect on financial inclusion, financial attitudes have a significant effect on financial inclusion, financial literacy has a significant effect on financial management, financial attitudes have a significant effect on financial management, financial inclusion has a significant effect on financial management, financial literacy significant effect on financial management through financial inclusion, financial attitude has a significant effect on financial management through financial inclusion. The sampling technique was determined by purposive sampling. Data analysis and hypothesis testing in this study used the Structural Equation Model - Partial Least Square (PLS-SEM) Based on the results of the study, it is known that financial literacy has a positive and significant effect on financial inclusion, financial attitudes have a positive and significant effect on financial inclusion, financial literacy has a positive and significant effect on financial management, financial attitudes have a positive and significant effect on financial management, financial inclusion has a positive and significant impact on financial management. significant on financial management, financial inclusion has a positive but not significant effect on financial management through financial inclusion, financial attitudes have a positive and significant effect on financial management through financial inclusion.}, issn = {2964-898X}, pages = {1676--1689}, doi = {10.36841/jme.v1i8.2212}, url = {https://unars.ac.id/ojs/index.php/jme/article/view/2212} }