OKTAFIANTO, arifan.
 PENGARUH FINANCIAL TECHNOLOGY ( FINTECH ) TERHADAP PERBANKAN DI INDONESIA.
<strong>FENOMENA</strong>, [S.l.], v. 19, n. 01, p. 100-105, may 2025.
ISSN 0215-1448. Available at: &lt;<a href="https://unars.ac.id/ojs/index.php/fenomena/article/view/6447" target="_new">https://unars.ac.id/ojs/index.php/fenomena/article/view/6447</a>&gt;. Date accessed: 10 feb. 2026.
doi: <a href="https://doi.org/10.36841/fenomena.v19i01.6447">https://doi.org/10.36841/fenomena.v19i01.6447</a>.